Brickwork Ratings has put a hard number on India's next housing decade: the real estate sector may need ₹50 lakh crore of funding by 2036, per ET Realty. For a homebuyer, that is not a boardroom number. It is a possession-date question.

Quietlist's read of the official RERA registers shows the same pressure in a more useful form. The current supply around Sewri, Fraser Town, Indirapuram, Sector 71 and selected Pune micro-markets sits across different regulators, different disclosure depth and different handover years. The buyer's job is to read that spread before reading the brochure.

The Pattern Is Multi-Metro

The clearest finding is that branded supply is not sitting in one city. It is moving through several registers at once. The queried project set has MahaRERA registrations in Mumbai and Pune, K-RERA registrations in Bengaluru, UP-RERA registrations in Noida and an H-RERA entry in Gurugram.

That matters because a funding-heavy decade will not be felt evenly. A project nearing a December 2026 possession date asks a different question from a project ending in December 2035. A phase with quarterly progress filings gives a buyer more periodic visibility than a row where the public page carries less structured progress data.

The chart is a reading map. Maharashtra supplies the widest set of names in this query, with Mumbai localities such as Bandra West, Mira Road East, Worli and Sewri, plus Pune localities such as Moshi, Saswad, Kirkatwadi and Bhugaon. Bengaluru gives the sharper QPR view through Sobha Crystal Meadows Phase 2 Wing 7 and 8, Phase 3 Wing 9 to 15, Phase 4 Wing 23 to 28 and Phase 5 Wing 16 to 22.

What The Filings Say

Project City / locality Builder Regulator Reg number Status and possession date Latest progress filing
Sobha InizioMumbai / SewriSOBHA LIMITEDMahaRERAPR1170002501523Under construction; possession by March 2034Not shown in supplied project row
Sobha Crystal Meadows Phase 2 Wing 7 and 8Bengaluru / Fraser TownSOBHAK-RERAPRM/KA/RERA/1251/446/PR/280324/006734Under construction; registration expiry on 30 June 2031Q4 2025 filing dated 13 April 2026; 0.0% construction
Sobha Crystal Meadows Phase 3 Wing 9 to 15Bengaluru / Fraser TownSOBHAK-RERAPRM/KA/RERA/1251/446/PR/280324/006735Under construction; registration expiry on 31 December 2032Q4 2025 filing dated 13 April 2026; 0.0% construction
Sobha Crystal Meadows Phase 4 Wing 23 to 28Bengaluru / Fraser TownSOBHAK-RERAPRM/KA/RERA/1251/446/PR/280324/006736Under construction; registration expiry on 31 December 2033Q4 2025 filing dated 13 April 2026; 0.0% construction
Sobha Crystal Meadows Phase 5 Wing 16 to 22Bengaluru / Fraser TownSOBHAK-RERAPRM/KA/RERA/1251/446/PR/280324/006737Under construction; registration expiry on 31 December 2035Q4 2025 filing dated 13 April 2026; 0.0% construction
Mayflower at The Prestige CityNoida / IndirapuramPrestige Projects Pvt. Ltd. SGS Construction & Developers Private LimitedUP-RERAUPRERAPRJ430385/07/2025Under construction; registration expiry in November 2029Public project summary URL on file
Mulberry at The Prestige CityNoida / IndirapuramPrestige Projects Pvt. Ltd. SGS Construction & Developers Private LimitedUP-RERAUPRERAPRJ470993/04/2025Under construction; registration expiry in November 2029Public project summary URL on file
Sobha Crescent Phase - 1Gurugram / Sector 71SobhaH-RERAUnder construction; registration expiry on 31 March 2033Not shown in supplied project row

The first buyer-useful difference is timing. UP-RERA's Indirapuram entries, Mayflower at The Prestige City and Mulberry at The Prestige City, point to November 2029 registration-expiry dates, per their UP-RERA project summary rows. The K-RERA Fraser Town phases run from June 2031 to December 2035, per the four K-RERA project rows. Sobha Crescent Phase - 1 in Sector 71 points to March 2033, per the H-RERA project row.

That spread changes the question. A buyer comparing Noida and Bengaluru is not only comparing brands or addresses. The buyer is comparing how long money stays committed before possession.

Bengaluru Gives The Clearest Progress Window

The Bengaluru cluster is the best example of why filings matter. The four Sobha Crystal Meadows phases in Fraser Town have Q4 2025 QPR filings dated 13 April 2026. Each filing shows 0.0% construction progress, per the respective Q4 2025 K-RERA QPR filing.

That is a stage marker. Early-stage projects can suit buyers who want a longer planning window, phased payments and time before possession. They can be wrong for buyers who need a home quickly.

The declared cost also makes the point concrete. The queried K-RERA rows return ₹198.06 crore for Phase 2, ₹177.99 crore for Phase 3, ₹119.05 crore for Phase 4 and ₹295.46 crore for Phase 5. Together, the K-RERA rows return ₹790.56 crore. Those are declared project-cost figures in the official project rows, returned in crore by SQL.

Maharashtra And Noida Ask Different Questions

MahaRERA rows in this set show a wider spread of localities. Bandra West, Mira Road East, Worli, Moshi, Saswad, Kirkatwadi and Bhugaon sit in the same national story, but they do not ask the same buyer question.

Prestige Daffodils Chsl in Bandra West carries possession by December 2026 in the supplied MahaRERA row. Prestige Garden Trails in Mira Road East carries possession by October 2030. Prestige Nautilus in Worli carries possession by June 2032. Sobha Inizio in Sewri carries possession by March 2034. Per the supplied MahaRERA project rows, the Mumbai names therefore sit across very different waiting periods.

Noida is tighter. Both Indirapuram entries in this set are Prestige City projects with November 2029 registration-expiry dates, per their UP-RERA project summary rows. For a buyer, that makes Noida easier to compare inside the cluster. The date window is clearer. The choice then moves to unit type, price, location inside the township and payment plan.

The Buyer Judgement

The funding headline tells us that housing construction will need large pools of capital. The RERA filings tell a buyer where that need becomes personal.

In a long-cycle project, the useful question is not only whether the builder is known. It is whether the possession date fits the household. It is whether the regulator page gives enough progress visibility. It is whether the buyer is comfortable with the stage shown in the filing.

For buyers who want a near-term handover, the December 2026 Bandra West row belongs on the first shortlist. For buyers who want a planned township comparison, Indirapuram's two UP-RERA entries deserve a side-by-side read. For buyers comfortable with a longer wait and clearer quarterly progress markers, Fraser Town's K-RERA filings are the cleanest data trail in this set.

That is the practical answer to the 2036 funding story. Capital may build the next decade of housing. Buyers should still buy one registration at a time.